Terms of Use

Please read these terms and conditions carefully. By accessing this website and any pages hereof, you are indicating that you have read, acknowledge and agree to be bound by these Terms of Use. If you do not agree to these Terms of Use, do not access this website. we reserve the right to change these Terms of Use which you are responsible for regularly reviewing and your continued use of this web site constitutes agreement to all such changes. As used herein, BMI means Benefit Management Inc. and its affiliates.

General Information
Unauthorized use of Benefit Management Inc.'s website and systems, including, but not limited to, unauthorized entry into Benefit Management Inc.'s systems, misuse of passwords or misuse of any other information is strictly prohibited. You may not use this website in any manner that could damage, disable, overburden, or impair any Benefit Management Inc. site or service or interfere with any other party's use and enjoyment of any Benefit Management Inc. site or service. You may not attempt to gain unauthorized access to any Benefit Management Inc. site or service, computer systems or networks connected to any Benefit Management Inc. site or service, through hacking, password mining or any other means. You agree that you will not engage in any activities related to this website that are contrary to applicable laws or regulations. we reserve the right, in its sole discretion, without any obligation and without any notice requirement, to change, improve or correct the information, materials and descriptions on this website and to suspend and/or deny access to this website for scheduled or unscheduled maintenance, upgrades, improvements or corrections. The information and materials on this website may contain typographical errors or inaccuracies. Any dated information is published as of its date only and we do not undertake any obligation or responsibility to update or amend any such information. Benefit Management Inc. may discontinue or change any product or service described in or offered on this website at any time.

Disclaimer of Warranty and Limitation of Liability
The information, products and services on this website are provided on an "AS IS" basis. Benefit Management Inc. does not warrant the information or services provided herein or your use of this website generally, either expressly or implied, for any particular purpose and expressly disclaims any implied warranties, including but not limited to, warranties of title, non-infringement, merchantability or fitness for a particular purpose. Benefit Management Inc. will not be responsible for any loss or damage that could result from interception by third parties of any information or services made available to you via this website. Although the information provided to you on this website is obtained or compiled from sources we believe to be reliable, Benefit Management Inc. cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Neither Benefit Management Inc., nor any of its affiliates, directors, officers or employees, nor any third party vendor, will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this website or resulting from the act or omission of any other party involved in making this website, the data contained herein or the products or services offered on this website available to you or from any other cause relating to your access to, inability to access, or use of the website or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Benefit Management Inc. or of any vendor providing software or services.

Proprietary Rights
All rights, title and interest in this website and any content contained herein is the exclusive property of Benefit Management Inc., except as otherwise stated. Unless otherwise specified, this website is for your personal and non-commercial use only and you may print, copy and download any information or portion of this website for your personal use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, frame, create derivative works from, transfer or otherwise use in any other way for commercial or public purposes in whole or in part any information, software, products or services obtained from this website, except for the purposes expressly provided herein, without Benefit Management Inc.'s prior written approval. If you copy or download any information or software from this website, you agree that you will not remove or obscure any copyright or other notices or legends contained in any such information.

Securities Products
None of the information contained in this website constitutes a recommendation, solicitation or offer by Benefit Management Inc. or its affiliates to buy or sell any securities, futures, options or other financial instruments or provide any investment advice or service. The information contained in this website has been prepared without reference to any particular user's investment requirements or financial situation. Certain transactions give rise to substantial risk and are not suitable for all investors. Prior to the execution of any transaction by you involving information you received from this website, you should consult your business advisor, attorney and tax and accounting advisors with respect to the price, suitability, value, risk or other aspects of any stock, mutual fund, security or other investment. Pricing and other information generated through the use of data or services made available herein may not reflect actual prices or values that would be available in the market at the time provided or at the time that the user may want to purchase or sell a particular security or other instrument. The information and services provided on this website are not provided to and may not be used by any person or entity in any jurisdiction where the provision or use thereof would be contrary to applicable laws, rules or regulations of any governmental authority or regulatory or self-regulatory organization or clearing organization or where Benefit Management Inc. is not authorized to provide such information or services. Some products and services described in this website may not be available in all jurisdictions or to all clients.